Cyber Security Tips

SMART INSURANCE TIPS

Cyber crime is a hot topic and something almost everyone needs to be concerned about. Not only are businesses of all sizes constantly targeted but cyber crime against individuals and families happens every day. While it’s impossible to completely prevent, there are measures that you can take to mitigate your risk. These include:


1. When setting passwords for your online accounts, use at least 10-15 characters that are complex and include numbers, letters and symbols.

2. Use multi-factor authentication for all accounts where this is available.

3. Never open attachments or click links in emails from senders you do not know.

4. Never use public Wifi.

5. Limit posting on social media, especially when on vacation or away for an extended period of time.

6. Do not allow applications to use geo-location.

7. Never click “Unsubscribe Me” links on spam and promotional email, as that can validate that you’re an active user, which can invite more spam. It’s also possible that the unsubscribe link can be corrupt and will download malware. Instead, mark the email as spam, and delete it.

8. Ask your insurance broker to add cyber coverage to your homeowner policy. Cyber coverage can protect against identity theft, online extortion threats, cyber bullying, data breaches, and more.


For more information contact: 
Christopher F. McDonald | Amaden Gay Agencies
P.O. Box 5004 | 11 Gay Road | East Hampton, NY 11937 | P 631.324.0041 ext. 341 | F 631.324.0671 | cmcdonald@amadengay.com

Travel Insurance Tips

SMART INSURANCE TIPS

The summer season is a popular time to take a vacation. Travel insurance is a good way to protect yourself and your family from a host of things that can go wrong before and during trip. 

Travel policies can be tailored to your specific needs and are surprisingly affordable. Here are some benefits that you can include in your policy to make sure you are well protected:


1. Trip cancellation and trip interruption coverage that will reimburse you if a covered event like illness, injury or inclement weather occurs.

2. Trip delay coverage for meals and temporary lodging if a covered event delays your trip.

3. Medical evacuation to get you or a family member home or to a hospital quickly in case of emergency.

4. Political evacuation to help you exit your destination country in the event of a crisis.

5. Coverage for personal effects if your baggage is damaged, delayed, lost or stolen.

6. 24-hour concierge assistance that can help you with a variety of issues during your trip.


For more information contact: 
Christopher F. McDonald | Amaden Gay Agencies
P.O. Box 5004 | 11 Gay Road | East Hampton, NY 11937 | P 631.324.0041 ext. 341 | F 631.324.0671 | cmcdonald@amadengay.com